Communities of loans between individuals
Something that in recent years is becoming increasingly famous are loans between individuals. Quick payday loans between individuals are perfectly regulated by law and also with good results. As in everything, you must give some documents that demonstrate our solvency to be able to access this type of loan, but it is much cheaper than requesting a loan from the bank.
Here are some platforms and communities that work with this system:
- The minimum amount is $ 1,000, with the possibility of receiving up to $ 40,000 if the necessary solvency requirements are met
- It is not necessary to have a guarantee
- The return terms between which you can choose are five: 24, 36, 48, 60 or 72 months
- Fixed interest rate and a monthly fee will be established
- They do not admit clients that appear in some delinquency list
Demonstrate economic solvency with stable income
Intrasavings Bank – Unsecured loans between individuals from 1,000 to 40,000 USD
Intrasavings Bank provides loans for families of 1,000 to 40,000 USD. The return terms range from 2 to 6 years. Intrasavings Bank will study the financial situation of each individual to assess whether or not this fee is assumable with their current income and based on that will grant or not the loan
- From $ 600 to $ 25,000
- Without endorsement and with payroll or proof of regular income showing that you can pay the loan
- Good interest rates and low commissions
- You can comfortably return it in up to 5 years
To request the money you need to reside in Spain, be over 18 years old and not be in any defaulters file
Quick payday loans between individuals from $ 600 to $ 25,000
The Lenders bank private lending platform allows us to obtain fast loans at very good interest rates and with low fees. This loan is indicated for people who are not in bad debt files because they are quite selective in granting loans.
Fast credit platform between individuals from $ 500 to $ 10,000
Best Bank, like Lenders bank, does not offer credits through individuals registered on its platform in very good condition. This entity has received several awards, Alternative Financial Platform of the Year in the European Union and P2P Consumer platform of the year, and they have already lent more than 25 million to 135,000 clients. The numbers say it all.
- From $ 500 to a maximum of $ 10,000
- You must have and demonstrate that you have a salary with sufficient income to meet the quotas
- Very good interest rates and also low commissions
- You can return it in terms of 3, 9, 12, 18, 24, 36, 48 or 60 months and you can cancel without any expense at any time
- You must not have been in default and you must have a delinquent credit history
Loans and investments between individuals
Comunitae is a Spanish platform for loans between individuals that offers, in many cases, interests similar to those you can find in your bank, but with less formalization costs and in a much more agile and faster way. These loans also have the advantage that they have no notary fees and if you have trouble paying a new payment schedule can be negotiated.
- From a minimum of $ 600 to a maximum of $ 8,000
- The selection criteria are very demanding and only 10% of the credits requested are approved
- Interest rates range from 8 to 17% and are decided based on your risk profile.
- The maximum return period is 48 months but it is Comunitae who decides it according to your level of solvency.
- It is a credit that can also be valid for self-employed as a payroll is not necessary since it is enough to justify your income